Specializing in listing and marketing your home!

Buying Your Home
I. Introduction

Buying & Financing A Home

 -   Role of the Real Estate Broker
 -   Selecting an Attorney
 -   Terms of the Agreement of Sale
 -   Shopping For a Loan
 -   Selecting a Settlement Agent
 -   Securing Title Services
 -   RESPA Disclosures
 -   Processing Your Loan Application
 -   RESPA Protection Against Illegal Referral Fees
 -   Your Right to File Complaints

III. Your Settlement Costs

 -   Specific Settlement Costs
 -   Calculating the Amount You Need At Settlement
 -   Adjustments To Costs Shared By Buyer and Seller
 -   HUD-1 Settlement Statement

IV. Appendix

Ron Callis
253-569-7192
Ron@ronsrealty.com

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Buying Your Home:
Settlement Costs and Information

Consumer Information on Home
Purchasing and Related Topics

IV. APPENDIX

U.S. Department of Housing
and Urban Development

451 7th Street, SW
Washington, DC 20410

For information about FHA-insured home mortgage
loans on one-to-four family dwellings call:
1-800-CALL-FHA or (800) 225-5342

For information about buying a HUD home call:
1-800-767-4HUD or (800) 767-4483

For consumer counseling referrals call:
1-888-HOME4US or (800) 569-4287

For information regarding housing discrimination
issues contact:
Office of Fair Housing and Equal Opportunity
(see above HUD address)
(800) 669-9777

For information about RESPA contact:
Office of RESPA and Interstate Land Sales
(see above HUD address)

Other Agencies:

For information about programs and pamphlets offered by
the Department of Veterans Affairs,
contact your nearest VA Regional Office.
Or try their WWW site: http://www.homeloans.va.gov

For information about rural housing loan programs contact:
Department of Agriculture
Rural Development/Rural Housing Services
Stop 0783
Washington, DC 20250
Or try their WWW site: http://www.rurdev .usda.gov

For information about the Truth in Lending Act
and the Equal Credit Opportunity Act contact:
Federal Reserve Board
20th Street and Constitution Avenue, NW
Washington, DC 20551
Or try their WWW site: http://www.federalreserve.gov

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